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Call us on 0860 000 628 or fill in some quick details to get a comparative quote now

 

*Our new Discovery Gap Core option is effective from 1 January 2018. You can apply online from 1 November 2017 or call us on 0860 000 628 to apply now.

Insuring you and your family against additional, unexpected health-related expenses

Discovery Gap Cover*
From only

R90

a month

Choose between Discovery Gap Comprehensive and Discovery Gap Core to cover shortfalls on approved in-hospital specialist claims, specific out-of-hospital costs related to an approved admission and co-payments on cancer-related claims. Your cover depends on the Discovery Gap Cover option you choose. An overall annual limit of R150 000 applies to each person.

In-hospital Specialist Gap Cover pays you up to 200% of your medical scheme rate when your approved in-hospital specialist claim is higher than what your medical scheme pays your specialist.

The Hospital Admission Benefit Extender provides extra gap cover of up to R20 000 per year. It automatically covers gaps still experienced over and above what your medical scheme and In-hospital Specialist Gap Cover pays for.

If you select the Discovery Gap Comprehensive option, you will also be covered for shortfalls on specific out-of-hospital claims related to your authorised hospital admission.

Provides up to R100 000 per person per year to cover shortfalls on approved cancer-related claims once you have reached your scheme’s oncology threshold. Your cover depends on the Discovery Gap Cover option you choose.

Discovery Gap Cover* and Supplementary Gap Cover
From only

R155

a month

Discovery Gap Cover and Supplementary Gap Cover are complementary insurance products designed to protect you against unexpected medical costs, or where you have a life-changing event.

In-hospital Specialist Gap Cover pays you up to 200% of your medical scheme rate when your approved in-hospital specialist claim is higher than what your medical scheme pays your specialist.

The Hospital Admission Benefit Extender provides extra gap cover of up to R20 000 per year. It automatically covers gaps still experienced over and above what your medical scheme and In-hospital Specialist Gap Cover pays for.

If you select the Discovery Gap Comprehensive option, you will also be covered for shortfalls on specific out-of-hospital claims related to your authorised hospital admission.

Provides up to R100 000 per person per year to cover shortfalls on approved cancer-related claims once you have reached your scheme’s oncology threshold. Your cover depends on the Discovery Gap Cover option you choose.

Provides you with a lump-sum payout of up to R500 000 on diagnosis of qualifying illnesses associated with high treatment costs, as well as access to advanced genomic sequencing for certain cancers.

Covers your medical aid, Vitality and gap cover premiums for up to two years on death, disability or severe illness

Pays you R10 000 every month for a year to assist you with the cost of home nursing and other medical needs, if you or your spouse suffer a qualifying life-changing event.

Pays back up to 25% of your premiums each year depending on your Vitality and/or Vitalitydrive status

Discovery Supplementary Gap Cover
From only

R65

a month

Provides lump-sum payouts, premium protection and home support when you need it most with an annual PayBack of your premiums of up to 25%.

Gap cover products are available to members of Discovery Health Medical Scheme excluding members on KeyCare plans.

Discovery Gap Cover is a short-term insurance product, underwritten by Discovery Insure. Discovery Supplementary Gap Cover is a long-term insurance product, underwritten by Discovery Life and is a separate product that is not conditional on the purchase of Discovery Gap Cover.

This is not a medical scheme and the cover is not the same as that of a medical scheme. These policies are not a substitute for medical scheme membership. This is a summary of the key benefits and features of Discovery Gap Cover and Discovery Supplementary Gap Cover.

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